†Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.
††For new accounts: Variable purchase APR is 28.99%. Minimum interest charge is $2.00.
◊The primary cardholder will be liable for all purchases made on the Account, including those made by an authorized user.
The Drive Savvy® Rewards Credit Card is issued by Synchrony Bank. Phillips 66®, Conoco®, 76®, Drive Savvy® and related logos are registered trademarks owned by Phillips 66 Company.