*25¢ is a combined savings of 10¢ off per gallon (up to 30 gallons) at the pump at participating Phillips 66®, Conoco® and 76® locations AND 15¢ off per gallon when you pay for gas using your Drive Savvy® Rewards Credit Card within the My Phillips 66®, My Conoco®, or My 76® mobile app. Cardholders save 15¢ per gallon at the pump, however mobile transactions made at these participating stations are not eligible to earn statement credits. Gallons purchased through the My Phillips 66®, My Conoco®, or My 76® mobile app that received savings will be combined with gallons from all other transactions in a billing cycle to determine threshold for 45 gallon minimum or 110 gallons maximum. If account qualifies, statement credits will be applied to gallons that have not received mobile savings. Offer valid through 3/31/21. New Account Promotional offers will be paid as a statement credit. Purchases are subject to credit approval.
†For new accounts: Variable purchase APR is 26.99%. Minimum interest charge is $2.00.
††Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.
◊The primary cardholder will be liable for all purchases made on the Account, including those made by an authorized user.
How Fuel Statement Credits Work
Qualifying fuel purchases (“Fuel Purchases”) are fuel purchases made at any participating Phillips 66®, Conoco® and 76® branded retail location in the United States (“Location”) and charged to any Drive Savvy® Rewards Credit Card Account (“Card Account”) issued by Synchrony Bank (the “Bank”). A fuel statement credit (“Fuel Statement Credit”) is a statement credit accrued on Fuel Purchases made in the current billing cycle. When earned, Fuel Statement Credits will automatically appear on your next monthly billing statement. To earn Fuel Statement Credits, your Card Account must be open, in good standing and not more than 2 payments past due at the close of the billing cycle in which the Fuel Statement Credit is earned. Fuel Statement Credits will be forfeited if your Card Account is delinquent, suspended or closed, whether by you or the Bank. Split tender payments (i.e., when partial payment for a Fuel Purchase is made on the Card Account, and the remainder is paid in cash or some other tender) are not eligible for Fuel Statement Credits.
To earn Fuel Statement Credits, you must meet the eligible spending threshold in any billing cycle. Eligible spending includes net gas purchases (Fuel Purchases minus credits for Fuel Purchases) made on your Card Account at Locations. A minimum of 45 gallons and up to a maximum of 110 gallons of Fuel Purchases can earn Fuel Statement Credits in any billing cycle. Up to a maximum of $99.00 in Fuel Statement Credits per Card Account may be earned in a 12-Month period (including Fuel Statement Credits earned during any special promotion or in the introductory 90-day period). For the purpose of calculating Drive Savvy® Rewards, the 12-Month period will be measured each year starting with your December billing cycle date. If you reach the $99.00 maximum during the 12-Month period following your December billing cycle date, no further Fuel Statement Credits will be earned until the next 12-Month period starts.
Everyday Savings for Existing Accounts
If you make 45 gallons or more and up to a maximum of 110 gallons of Fuel Purchases in any billing cycle, you will accrue five cents ($0.05) per gallon in Fuel Statement Credits for all Fuel Purchases made in that billing cycle. Up to a maximum of $99.00 in Fuel Statement Credits per Card Account may be earned in any 12-Month period.
The Drive Savvy® Rewards Credit Card is issued by Synchrony Bank. Phillips 66®, Conoco®, 76®, Drive Savvy® and related logos are registered trademarks owned by Phillips 66 Company.