CHOOSE A DRIVE SAVVY® REWARDS CREDIT CARD

ALL CARDS ACCEPTED AT THESE FINE STATIONS
Phillips 66®
Conoco®
76®
*LIMITED TIME OFFER: Open a Drive Savvy® Rewards Credit Card 9/1/17 – 12/31/17, purchase 45 or more gallons per billing cycle and you can earn: (1) $0.30 per gallon in Fuel Statement Credits during the first 60 days after account opening. The $0.30 per gallon in Fuel Statement Credits offer is a limited time offer and is in lieu of the standard account opening introductory offer of $0.10 per gallon; (2) $0.10 per gallon in Fuel Statement Credits from day 61 – 90; and (3) $0.05 per gallon in Fuel Statement Credits thereafter (every day offer). You will earn Fuel Statement Credits for your first gallon up to 110 gallons every qualifying billing cycle. Maximum of $99.00 in Fuel Statement Credits may be earned in a 12-month period as measured beginning in your December billing cycle. Subject to credit approval. See Reward Program Terms below for details.
DRIVE SAVVY® AND FLY SAVVYREWARDS PROGRAM TERMS (“TERMS”)
By participating in the Drive Savvy® or Fly Savvy™ Rewards Program (the “Drive Savvy® Program”), you hereby agree to be bound by these Terms.
How Fuel Statement Credits Work
Qualifying fuel purchases (“Fuel Purchases”) are fuel purchases made at any participating Phillips 66®, Conoco® and 76® branded retail location in the United States (“Location”) and charged to any Drive Savvy® Rewards Credit Card Account (“Card Account”) issued by Synchrony Bank (the “Bank”). A fuel statement credit (“Fuel Statement Credit”) is a statement credit accrued on Fuel Purchases made in the current billing cycle. When earned, Fuel Statement Credits will automatically appear on your next monthly billing statement. To earn Fuel Statement Credits, your Card Account must be open, in good standing and not more than 2 payments past due at the close of the billing cycle in which the Fuel Statement Credit is earned. Fuel Statement Credits will be forfeited if your Card Account is delinquent, suspended or closed, whether by you or the Bank.
To earn Fuel Statement Credits, you must meet the eligible spending threshold in any billing cycle. Eligible spending includes net gas purchases (Fuel Purchases minus credits for Fuel Purchases) made on your Card Account at Locations. A minimum of 45 gallons and up to a maximum of 110 gallons of Fuel Purchases can earn Fuel Statement Credits in any billing cycle. Up to a maximum of $99.00 in Fuel Statement Credits per Card Account may be earned in a 12-Month period (including Fuel Statement Credits earned during any special promotion or in the introductory period 90-day period). For the purpose of calculating Drive Savvy® Rewards, the 12-Month period will be measured each year starting with your December billing cycle date. If you reach the $99.00 maximum during the 12-Month period following your December billing cycle date, no further Fuel Statement Credits will be earned until the next 12-Month period starts.
Introductory 90-day Drive Savvy® Rewards Offer for All New Card Accounts
The introductory 90-day Fuel Statement Credit offer is available for all new Card Accounts issued by the Bank after making 45 gallons or more and up to 110 gallons of Fuel Purchases in each billing cycle within the introductory 90-day period. Up to a maximum of $99.00 in Fuel Statement Credits per Card Account may be earned in any 12-Month period. After meeting this threshold in each billing cycle during the introductory period, for each Fuel Purchase you make within the first 90 days after your Card Account is opened, you will accrue ten cents ($0.10) per gallon as a Fuel Statement Credit. After the 90-day introductory period, the Drive Savvy® Rewards Program will work as described below. The terms of the introductory offer are subject to change without notice.
Everyday Savings for Existing Accounts
If you make 45 gallons or more and up to a maximum of 110 gallons of Fuel Purchases in any billing cycle, you will accrue five cents ($0.05) per gallon in Fuel Statement Credits for all Fuel Purchases made in that billing cycle. Up to a maximum of $99.00 in Fuel Statement Credits per Card Account may be earned in any 12-Month period.
Earn Fuel Statement Credits in Accordance with these Terms
Fuel Statement Credits are not transferable. Fuel Statement Credits are not “gifts” and are not intended for gift-giving purposes. You acknowledge that any Fuel Statement Credits accrued are purely promotional and are provided without the payment of any consideration or other thing of value. We reserve the right to remove any person from the Drive Savvy® Rewards Program in the event of any fraud or abuse in connection with this Program. Participation in the Drive Savvy® Program will be suspended if your Card Account is suspended or closed whether by you or the Bank. We reserve the right to change or terminate the Drive Savvy® Program at any time and in any manner without prior notice to you. Changes may include, among other things, changing the benefits, imposing additional restrictions, adjusting the number of Fuel Purchases that must be made to earn Fuel Statement Credits or terminating the program altogether.

FIND ANSWERS TO FREQUENTLY ASKED QUESTIONS
ABOUT YOUR DRIVE SAVVY® REWARDS PROGRAM

Q. WHAT IS THE NAME OF THE REWARDS PROGRAM?
A. It's called Drive Savvy® Rewards.
Q. HOW DO I EARN DRIVE SAVVY® REWARDS?
A. To earn Drive Savvy® Rewards, you must make a purchase of 45 gallons or more (maximum 110 gallons) in any qualifying billing cycle. The maximum amount of Fuel Statement Credits that can be earned in a 12-month period is $99.00, starting in your December billing cycle.
Q. HOW DO I RECEIVE MY DRIVE SAVVY® REWARDS?
A. Your Drive Savvy® Rewards will be issued as a Fuel Statement Credit and will be posted to your account within two billing cycles.
Q. WHAT ARE SOME OTHER BENEFITS OF THE DRIVE SAVVY® PROGRAM?
A. Your Drive Savvy® Rewards Program offers extra benefits such as no annual fee, $0 fraud liability on unauthorized purchases and cash advances at participating ATMs.
Q. WHERE CAN I USE MY DRIVE SAVVY® REWARDS CARD?
A. Your card is accepted nationwide at any Phillips 66®, Conoco® and 76® station. You may use your card for fuel purchases, convenience store purchases and car washes.
Q. WHERE CAN I GET MORE INFORMATION REGARDING MY DRIVE SAVVY® REWARDS CARD?
A. For additional information, call Customer Service toll-free at 1-855-513-1176.

The Drive Savvy® Rewards Credit Card is issued by Synchrony Bank. Phillips 66®, Conoco®, 76®, Drive Savvy® and related logos are registered trademarks owned by Phillips 66 Company.